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Auto-organize your money as you earn it

Now when money hits your bank account, it knows exactly where to go.

So what do you want to do with your money?

Download Otomo from the App Store

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Otomo is in limited access mode. We’re releasing 500 invite codes every day at noon Pacific.

You can also follow and message us on Instagram @otomoapp to see if we have any extra invites. 

Your goals deserve a good plan.

Set goals, make plans, and take action every time you get paid.

Make every payout a step forward.

Set goals, make plans, and take action every time you get paid.

Decide which income goes where

Otomo identifies different sources of income as money comes into your account and lets you choose what to do with it.

Save 40% of my freelance and Etsy earnings for income taxes.

Cora McKinnon

Recording artist, Etsy shop owner

Savings adjust to your earnings

Save a percentage to give yourself some flexibility. You can also choose a fixed amount, whether it runs every time you’re paid or only when you can. It’s up to you.

Save 7% of my earnings for  Australia! up to $2,000.

Sophia Mills

Entrepreneur, Illustrator

Always stay within your budget

Give yourself some financial breathing room by setting a minimum balance for your automated plans. That way, even if your income fluctuates, you’re fine.

Send $200 monthly to Susan Kelley as long as there is $1,500 in my checking account.

Vivian Kelley

Project manager, drives Lyft to fund startup

Autopilot, with some control

Go with full automation for the essentials and approve each transaction for things that aren’t vital. You’ll reach goals while staying focused on what’s truly important.

Save 3% of my Airbnb rental income for Marty's college fund. I'd like to approve each transaction.

Abel Rowland

Airbnb Host, Cinematographer

As secure as any bank

Otomo is secured by TLS (Transport Layer Security) and maintains strict compliance with modern banking encryption standards.


Your sensitive bank authentication data is never stored by Otomo


Multiple levels of encryption keep your account safe


Close your account any time, and get fanatical customer support

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