Otomo logo

Make every

a step forward

Otomo is the financial assistant for a new generation of independent workers. No matter how you earn, we help you set goals, make plans, and take action.

So dream big and plan accordingly.

Download Otomo from the App Store

Your goals deserve a good plan.

Maybe it’s a big purchase, starting a business, or paying off debt. Whatever you’re saving for, Otomo gives you a clear, personalized path forward.

Decide which income goes where

Otomo identifies different sources of income as money comes into your account and lets you choose what to do with it.

Save 40% of my freelance and Etsy earnings for income taxes.

Cora McKinnon

Recording artist, Etsy shop owner

Savings adjust to your earnings

Save a percentage to give yourself some flexibility. You can also choose a fixed amount, whether it runs every time you’re paid or only when you can. It’s up to you.

Save 7% of my earnings for Australia! up to $2,000.

Mel Bristol

Entrepreneur, Airbnb host

Always stay within your budget

Give yourself some financial breathing room by setting a minimum balance for your automated plans. That way, even if your income fluctuates, you’re fine.

Donate $10 monthly to Detroit Water Brigade as long as there is $1,500 in my checking account.

Ellie Phaedra

Project manager, Volunteer

Autopilot, with some control

Go with full automation for the essentials and approve each transaction for things that aren’t vital. You’ll reach goals while staying focused on what’s truly important.

Save 3% of my earnings for my startup. I want to approve each transaction.

Alejandro Montiel

Founder, Uber driver

As secure as any bank

Otomo is secured by TLS (Transport Layer Security) and maintains strict compliance with modern banking encryption standards.


Your sensitive bank authentication data is never stored by Otomo


Multiple levels of encryption keep your account safe


Close your account any time, and get fanatical customer support

Email yourself a download link

©, Copyright Paymation, Inc. 2019; Patent 10,074,091; Other Patents Pending.