Make every

a step forward

Otomo is the financial assistant for a new generation of independent workers. No matter how you earn, we help you set goals, make plans, and take action.

So dream big and plan accordingly.

Your goals deserve a good plan.

Maybe it’s a big purchase, starting a business, or paying off debt. Whatever you’re saving for, Otomo gives you a clear, personalized path forward.

Decide which income goes where

Otomo identifies different sources of income as money comes into your account and lets you choose what to do with it.

Save 40% of my freelance and Etsy earnings for income taxes.

Cora McKinnon

Recording artist, Etsy shop owner

Savings adjust to your earnings

Save a percentage to give yourself some flexibility. You can also choose a fixed amount, whether it runs every time you’re paid or only when you can. It’s up to you.

Save 7% of my earnings for Australia! up to $2,000.

Mel Bristol

Entrepreneur, Airbnb host

Always stay within your budget

Give yourself some financial breathing room by setting a minimum balance for your automated plans. That way, even if your income fluctuates, you’re fine.

Donate $10 monthly to Detroit Water Brigade as long as there is $1,500 in my checking account.

Ellie Phaedra

Project manager, Volunteer

Autopilot, with some control

Go with full automation for the essentials and approve each transaction for things that aren’t vital. You’ll reach goals while staying focused on what’s truly important.

Save 3% of my earnings for my startup. I want to approve each transaction.

Alejandro Montiel

Founder, Uber driver